Last updated: March 22, 2022
The terms “Credit Fundamental”, “I”, throughout this document mean Credit Fundamental. By visiting my website, you agree to all of the actions referenced in this privacy policy.
Who I am
My website address is: http://box5656/cgi/addon_GT.cgi?s=GT::WP::Install::EIG+%28credivj2%29+-+10.24.48.83+[Wordpress%3b+/var/hp/common/lib/Wordpress.pm%3b+543%3b+Hosting::gap_call].
Personal Information
This is information (name, physical address, email address, phone numbers, social security number) that you provide me through the website and/or email that will be used to identify, contact, and enroll you/sign up for any programs and services offered by Credit Fundamental. You may be contacted for marketing and advertising purposes, as well as to build and maintain relationships. You will also be contacted in response to any questions or concerns submitted.
I may collect information regarding user access and activity on my website. This includes visits to the website and interest and value of content to you.
Third-party analytics companies, such as Google Analytics to analyze and understand user behavior when visiting my website.
Comments
When visitors leave comments on the site I collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on my site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit my login page, I will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, I will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who I share your data with
If you request a password reset, your IP address will be included in the reset email.
I will also share personal information with others outside of Credit Fundamental if disclosure is needed to comply with the law and enforceable government requests.
How long I retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so I can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on my website (if any), I also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
I retain all information for the time necessary to complete services provided by me and up to 1 year after for marketing and maintaining relationships.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data I hold about you, including any data you have provided to me. You can also request that I erase any personal data I hold about you. This does not include any data I am obliged to keep for administrative, legal, or security purposes.
You can opt out of future contacts from me at any time through the website or email.
Where I send your data
Visitor comments may be checked through an automated spam detection service.
Security
I take precautions to safeguard your personal information both online and offline. Secure Sockets Layer (SSL) encryption is used on all pages of the Credit Fundamental website to protect any personal information shared on the website. Physical files containing your information is stored in a locked cabinet and accessible by me only on an as need basis.
Privacy Policies of 3rd Parties
This privacy policy pertains to the use and disclosure of information I collect from you. This does not apply to companies and employees outside of Credit Fundamental.
Information Request
If you have any questions or concerns, or feel I am not abiding by this privacy policy, please contact me: sean@creditfundamental.com