About

Welcome to Credit Fundamental. I’m dedicated to giving you the very best in credit education and repair. I focus on building credit without gimmicks, managing credit the right way, and not focusing only on credit scores.

I started Credit Fundamental to help others learn how to manage and use their credit for their betterment instead of detriment. My passion to learn about credit and improve my personal finances led me down this path. I wanted to share what I’ve learned and become a resource to help others. Credit Fundamental was official in summer 2021, but my idea started way before then, with a different goal.

My first instance in really utilizing credit happened when I came across velocity banking. Cashflow is important to me, so I looked into this concept. However, as my credit knowledge increased, I learned this may not be the best way to use debt. Everything taught here is what I do in my everyday life. If anything changes, my content and information will change with it.

I currently serve customers in New York state, but want to move into other markets in the near future.

Please explore the site and feel free to reach out for provided services.